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This is a step-by-step guide to show you how to obtain an online quote and ''create your own cover'.

  1. Get a quote
    The first step is to enter the total replacement value of your bicycle(s) - (that's the price it would normally cost new and undiscounted, from a cycle shop and also including VAT) and your postcode.

    We will then give you the lowest price based on those details with our Active Cover automatically selected for you. This will ensure you have the right cover inplace when you are competing but you can also choose to remove the Active Cover option if you prefer.
  2. Create your own cover
    Now you can start to add in the cover options that suit your needs. If you want to use your bike abroad or need liability cover - you can add these options in. Your quote will update automatically as you select or de-select cover options.
  3. Number of bicycles
    You can insure up to 3 bicycles on your policy. The bicycles must be yours and used by you.
  4. Area cover
    This option allows you to specify the geographical area that you require cover for. Your cover includes use of your bicycle throughout the UK, if you take your bicycle abroad select the appropriate extension below:
    • Additional cover for the EU for 90 days per year (45 day maximum trip length)
    • Additional Worldwide cover for 90 days per year (45 day maximum trip length).
  5. Public liability
    This option covers you against claims made against you should you cause injury or damage to property.

    Our public liability option provides a choice of £1, £2 or £5 million of public liability cover and also includes personal accident cover, which pays out an amount of money should you suffer an injury whilst using your bicycle. [more info]
  6. Other Riders
    This option allows other members of your family or triathlon/cycling club to use your bicycle (they must be over 16). Theft and accidental damage are covered and you have the option later to add liability cover to family members (regardless of whether you have chosen the option above).
  7. You have now ''created your own cover'! Please make sure you understand your Policy 
    You now have 3 options:
    • You can save your quote and have it emailed to you for future use.
    • Continue through the application and take out cover online.
    • Spend the next hour hunting the web for another quote!
  8. How to pay
    Once you've completed the application process, just choose how you wish to pay:
    • Online - by single payment by credit/debit card
    • Online - over 12 monthly instalments
  9. That's it - you're covered!
    Within 3 working days we will either send your welcome letter and confirmation schedule to you by post or electronically by email, which will list all the items insured and confirm all the components of the cover you have selected. You will need to download the policy wording via a link in the confirmation email or whilst completing your application.

Don't forget - you have 14 days to change your mind!

If you want to change details of the cover, you can contact us on 0345 450 6985 or amend the details of your policy online.

Enter the total value of the bicycle(s) you want to insure
Enter your postcode:
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